Insurance & Billing
Frequently Asked Questions
Do concierge doctors accept insurance? Do I need to keep my insurance if I join a concierge medicine practice?
Concierge medical practices typically work with health insurance. Your membership fee covers the enhanced time, care, and communication you get from your doctor. You still need to keep your insurance for in office services, potential hospital stays, specialist visits, and emergencies.
Can I use my HSA or FSA to pay for concierge medicine fees?
In some cases, yes. Check with your HSA/FSA provider to confirm whether the membership qualifies as an eligible medical expense.
What happens if I need emergency care while in a concierge medicine program?
Emergency care is covered by your insurance, but your concierge doctor can help coordinate follow-up care and communicate with specialists.
Are concierge medicine fees tax-deductible?
Generally, concierge fees are not tax-deductible unless tied directly to specific medical services. You should consult a tax professional for advice.
Are lab tests and prescriptions included in a concierge medicine membership?
Lab tests and prescriptions are typically not included in your membership fee at a concierge medicine practice. They are typically billed to your insurance or paid out of pocket. At (practice name) we work to help find affordable options whenever possible.
Do you have to pay your concierge membership fee all at once?
Typically, concierge practices will allow you to break up your membership fees into payments. Here at (insert practice name) we allow our patient members to pay annually, semiannually, or quarterly.
Does a concierge membership fee cover all medical expenses?
No, the membership fee covers the enhanced time, communication, and personalized care from your doctor. In a concierge model, the membership fee does not replace health insurance. Typically, you would still need insurance to cover services provided during your visits.